As a renter, you are subject to the whims of your landlord. They work at their own pace, and improve their property as they see fit. You have no control over the property that you reside in. Do your floors need to be resurfaced or your carpets replaced? Sit around and wait for your landlord to do it. Do your walls need to be repainted? Ask the landlord.
It sometimes feels like you’re living at home with mom and dad again, doesn’t it?
So, its just easier to keep paying rent, right? Don’t forget . . . the landlord can raise rent on you over time.
You can afford your own home!
Unfortunately, most people fear that qualifying for a loan will never happen. This is not true. Competition between lenders has increased drastically, causing them to come up with more and more products. There is likely a product out there to help you afford your own home! You just have to do some work and find the right information.
While owning your own home may take some work, it is certainly worth it
- You can deduct the cost of your mortgage interest from your taxes
- Closing costs involved with the purchase of your home, and property taxes are often deductible
- Historically, real estate prices have been cyclical, but over the long term, prices have generally risen.
Okay, so I definitely have an opinion here. Do whatever you can to get out there and find a home to buy! You and your wallet will thank me.
Remember: Make sure you do not stretch yourself too thin with your payments. Buy only what you can afford. Be sure to consult with an attorney or accountant to protect yourself.
Out of this context came the Cornelius Earle Rumsey Indian Collection which later became the Riverside Municipal Museum now known as the Riverside Metropolitan Museum (RMM). The Museum opened in the basement of City Hall on December 12, 1924, when the widow of National Biscuit Company (NABISCO) magnate Cornelius Earle Rumsey donated his collection of Native American artifacts to the City of Riverside. An ordinance, amending the City Charter and establishing a Municipal Museum, was adopted by the City Council on August 27, 1925. The current mission statement found in the city ordinance states that, "All collections and exhibits of the Museum shall generally reflect but shall not necessarily be limited to the specific interpretations of the history, natural history and anthropology of the City and County of Riverside and the immediate environs of southern California." From 1924 on, the collections have grown, typically through donations by prominent citizens and organizations, contributing to RMM holdings in the disciplines of local history, natural history, and anthropology. From 1925-48, the RMM was located in the basement of the old City Hall building on Riverside’s Seventh Street (now Mission Inn Avenue).
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